Editorial
Articles written by myself expressing my humble opinion.
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The Misandry Bubble
Why does it seem that American society is in decline, that fairness and decorum are receding, that socialism and tyranny are becoming malignant despite the majority of the public being averse to such philosophies, yet the true root cause seems elusive? What if everything from unsustainable health care and social security costs, to stagnant wages and rising crime, to crumbling infrastructure and metastasizing socialism, to the economic decline of major US cities like Detroit, Cleveland, Pittsburgh, and Baltimore, could all be traced to a common origin that is extremely pervasive yet is all but absent from the national dialog, indeed from the dialog of the entire Western world?
Today, on the first day of the new decade of ’201x’ years, I am going to tell you why that is. I am hereby triggering the national dialog on what the foremost challenge for the United… Continue reading
How to write a Business Plan
BUSINESS PLAN GUIDELINES
Every business can benefit from the preparation of a carefully written business plan. The purpose of the business plan is to:
- Help you think through the venture and ensure you have considered all your options and anticipated any potential difficulties.
- Convince lenders and investors that you are in control of the project and that their money will be safe with you.
- Serve as an operating guide as you turn your idea into a viable business.
- Furnish a standard against which to judge future business decisions and results.
REFINING YOUR BUSINESS PLAN
The generic business plan outline should be modified to suit your specific type of business and the audience for which the plan is written.
1. For Raising Capital
For Bankers
Bankers want assurance of orderly repayment. If you intend using this… Continue reading
Guide to Business Success on Facebook
Practical tips on how to get started and drive value using Facebook
Connect People to Your Page
Start by considering who are the essential connections for your business. Who are your advocates? Set goals for who you would like to connect to your business.
If you have a physical location, claim your Facebook Place by searching for it on Facebook. You may have fans already waiting. This is now your Facebook Page. If you don’t have a Page already, create your Page at facebook.com/page, fill out as much information as possible and add photos.
Make your first post. Create a schedule to track what and when you will post. Post at least twice per week. Invite your employees, friends, and customers to like your Page.
Get a personalized link for your Page by visiting facebook.com/username. (You’ll need at least 25 fans).… Continue reading
How to start an online business
If you’ve ever had an idea for a product or service that you think could net you a fortune, you may well have considered setting up an internet business with the aim of sitting back and watching the money roll in.
After all, in 2006, consumers spent £30.2bn on online goods and services, according to IMRG, the industry body for global e-retailing. Over the past 10 years, the growth of the internet has resulted in the high-profile successes of many internet-related businesses. Just a few weeks ago, for example, price comparison service Moneysupermarket.com became the second-biggest internet float in the world since the dot.com implosion, after that industry behemoth, Google.
The internet has certainly revolutionized the way we live our lives, and offers a place where individuals can compete with global organisations. But just how easy is it to get started?
Your business plan
The starting point for any… Continue reading
Shops suffer despite late Christmas shopping surge
An eleventh-hour surge in Christmas shopping failed to rescue retailers from a disappointing Christmas, with total shopper numbers still lower than last year, according to data compiled for Financial Mail.
Figures from retail research firm Springboard show December numbers until Christmas Eve were down 1.3 per cent on last year. The High Street fared only slightly better – with shopper numbers down 0.6 per cent in December compared with last year – suggesting the dip was worse at shopping centres and at out-of-town retail parks.
Rush: Shoppers snap up perfume at Selfridges in Oxford Street on Boxing Day. Meanwhile, figures from Barclaycard showed that spending on credit and debit cards in the last three months of the year was down in real terms.
Spending rose two per cent between October 1 and Christmas Eve compared with last year, though inflation was 2.7 per cent. Barclaycard reported a… Continue reading
Retailers facing an even tougher year as the squeeze on consumers continues
Britain’s battered retailers are bracing themselves for even worse trading conditions in 2013 despite glimmers of light during the winter sales. High street chains will be hit by a triple whammy of gloom as austerity measures drag down consumer confidence and squeeze real incomes further, a report has warned.
An undersupply of retail property could also curb plans for larger store expansions, research from accountant KPMG and Ipsos shows, heaping further pressure on retailers to develop innovative schemes to drive sales and survive.
Anti-climax: Despite impressive Boxing Day sales, the high street is bracing itself for more gloom.
The current year has been one of the worst ever seen for store chains as established household names disappeared.
Electrical group Comet bit the dust after falling into the clutches of private equity. JJB Sports announced plans for a pre-packed administration, while Clinton Cards collapsed and 160-year-old Aquascutum, which had dressed… Continue reading
How can tax avoidance be stopped?
As top tech firms legally avoid paying trillions in tax dollars we examine how such practices could be eliminated.
Even the tiniest firms face fines for failing to protect credit card details
Small and micro businesses face huge fines unless they comply with security standards on credit and debit card payments. Since December 1 it has been compulsory for even the smallest of firms to ensure they meet the Payment Card Industry Data Security Standard. Continue reading
High Street hit by a lack of festive cheer as shoppers continue to show restraint
Paul Smith, one of Britain’s biggest privately-owned retail groups, has added to the pre-Christmas gloom with annual profits tumbling amid signs a late surge in festive shoppers has yet to materialise on the High Street.
Latest figures from Barclaycard show total spending on credit and debit cards between the start of October and December 18 was up just 2 per cent, lower than the 2.7 per cent rate of inflation. Spending at department stores was down 5 per cent on last year while DIY store spending fell by 7 per cent.
Struggle: Even Paul Smith’s fashion chain has been hit by the downturn Continue reading Around 140 retail chains ‘could fail in 2013′
Consumer cutbacks and the increasing popularity of online retailers mean around 140 retailers could soon join Comet in collapsing into administration, according to research by business recovery experts.
A number of national or regional retail chains could fail in 2013, says Begbies Traynor, which warns that those on its critical watch list are unlikely to see the year out.
Its research measures corporate distress levels among businesses across the UK.
Troubled times: Even more retailers are likely to collapse into administration, it has been warned Continue reading 