I Did Warn About Spray Foam Insulation

You may remember that a while back, about a year to 18 months ago, I made a video warning about the dangers of using spray foam insulation in your loft. As always, there were quite a few people who had a lot to say about it. Most people understood, but obviously, those in the industry were not particularly happy about it. However, I’m sorry, but I had to let people know what I know.

Well, here we go. Fast forward 18 months, and this week in The Guardian of all places, they have highlighted the dangers of spray foam insulation. The example they used was an older couple who had it done on advice that it would save them money on their energy bills, which it does—it’s insulating your home even more. Two years later, they wanted to remortgage or release equity, whatever they wanted to do, and the lenders won’t touch the property. They paid, I believe, £2,500 to have it done, and they’re now being quoted nearly £4,000 to have it removed.

I will post a link to the article in the first comment so that you can take a look for yourselves. But as I had said previously, for the most part, beware: most lenders will not touch a property that has had spray foam insulation in the loft. I’m not saying there aren’t any that will, but I’ve lost sales because of it, and I’m sure most agents will probably have had exactly the same experience.

But it’s not about my sales. The reason I’m telling everyone is that I don’t want you to inadvertently fall into that trap. Because it will happen just when you need to sell or just when you need to remortgage. Even if you’re not selling and you’re remortgaging, they might want to survey, and you will be refused. So please keep that in mind.

Goodbye for now.