Twelve steps to protect against rising mortgage rates Homeowners with mortgage deals about to expire have faced another worrying week. New home loan costs continue to rise – hitting levels not seen since the 2008 financial crisis. The Bank of England is now saying that by next year almost a… Read More »Twelve steps to protect against rising mortgage rates
Should I refix my mortgage now I have had so many questions from people asking this very question, but even though it’s not my place to advise, there are things that I would like to point out to you. Firstly, as we all know, more than half of the… Read More »Should I refix my mortgage now
Adverse possession what you need to know Are you aware that your land, part of your land, or even your property can be taken legally, using the law of ‘Adverse possession’ ? How does it work? If someone takes possession of land, part of, or an entire property for… Read More »Adverse possession what you need to know
If you need a mortgage be prepared before you apply How to ensure you have the best chance of getting the best deal Get your finances in order first! Before you even think about applying for a mortgage, make sure that you terminate everything that you don’t need. Cancel Netflix… Read More »If you need a mortgage be prepared before you apply
The property market, and therefore, estate agents have been accused of being the ‘weak link’ in the UK’s money laundering defences. This is, in the main, because people can buy UK property in the name of a company, rather than an individual. This enables those looking to turn illicit money… Read More »Top tips on how to ensure your AML procedures are up to scratch
Lettings agents, property managers and landlords should all be aware of the Homes (Fitness for Human Habitation) Act 2018. The Act is using the 29 hazards listed in the Housing Health and Safety Rating System (HHSRS) to help define the categories that determine whether a house is “fit for human… Read More »Housing Health and Safety Rating System (HHSRS) Checklist
The announcement of the Renters’ Reform Bill in the Queen’s speech last December caused a collective groan across the country from many landlords and agents as it stated that it would abolish the use of ‘no fault’ evictions by removing Section 21 of the Housing Act 1988 and reform the… Read More »Living without Section 21 evictions – lessons from the Scottish market
