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Antony Antoniou – Luxury Property Expert

Editorial

Articles about anything relating to property, from the state of the market, to mortgages and investments & developments.

Property Market Update – January 2024

Property Market Update – January 2024

UK Housing Market Update – February 2024
Introduction

The UK housing market has seen much fluctuation over the past couple of years. With mortgage rates rising and affordability decreasing, there is still uncertainty around house prices and sales. This article will summarise the current state of the market and offer advice for buyers and sellers.

Could Interest Rates Return to Zero?

In 2009, central banks around the world slashed interest rates dramatically to near 0%. This was meant to be a temporary move to counter a short-term economic crisis. Markets and experts predicted rates would soon rise back to normal levels. However, for 13 years interest rates defied expectations, staying unusually low.

10 things landlords and renters need to know in 2024

Widespread tenancy reforms, a high cost of borrowing and rising rents are just a few of the challenges facing landlords and tenants in 2024. 

The government’s Renters Reform Bill is likely to steal the headlines, but uncertainty remains as to the future of no-fault evictions. 

Fixed rate mortgage below 4% announced

Milestone mortgage rate offer signals turning point

This week marked a pivotal moment in the UK mortgage market – the arrival of the first mainstream lender to offer a 5-year fixed rate below 4%. Challenger lender Generation Home stunned many by launching a 5-year fix at 3.94% for a reasonable £999 fee.

The advantages of an SPV

The advantages of an SPV The Benefits of a Special Purpose Vehicle for Property Investment Property investors today have an attractive option to consider when purchasing investment property assets – using a special purpose vehicle (SPV). But what exactly is an SPV and what are the main benefits of this… Read More »The advantages of an SPV

Mortgage rates continue to fall

Plummeting Mortgage Rates Offer Hope

The video opens with mortgage broker James Nicholson explaining that mortgage rates have fallen lately, as lenders vigorously compete for business amid declining volumes. He notes lenders are fiercely battling to top rate-comparison sites, to maximize visibility and applications. Obtaining a sub-4% rate, long seen as an impossible threshold, now appears achievable within weeks.

Mortgage Rates Set to Drop in January Sales

Mortgage Rates Set to Drop in January Sales

The new year looks set to kick off with a bang in the UK mortgage market, as lenders compete to offer the best rates since before the short-lived Truss administration. Lower inflation and falling swap rates are aligning to create the perfect conditions for a January mortgage sale.

Flat Conversions Permitted Development Rights

Flat Conversions Permitted Development Rights
Converting Your Flat Under New Permitted Development Rights

The rules around permitted development rights – what you can change about your property without needing full planning permission – have seen some key changes in recent years. If you own a flat or are looking to buy one, you may now have far more options for converting or extending it than you realised. Read on to find out more.